Your work. Your state. Your take-home.
Oregon paycheck calculator 2026
See what lands in your bank account. Estimate Oregon take-home pay after federal and state taxes and your benefits.
Oregon scope: with a withholding statement, the computer formula requires taxable wages minus the allowed federal withholding subtraction and payroll standard deduction to be zero or positive. If that amount is below zero, no estimate is provided; this does not mean no tax is due. Use the linked Oregon DOR calculator for those inputs. Without a withholding statement, the separate 8% rule applies instead. Oregon DOR withholding calculator
Your pay details
2026 tax yearEstimated take-home pay
Confirm required state settings to estimate your pay.
The salary examples below use the assumptions stated with that table.
This is a full-year average. Actual checks can change when Social Security or state wage caps are reached, or Additional Medicare withholding begins.
IRS, SSA and state agency rules, linked below.
Employee taxes and benefits shown separately.
Steady wages projected over a full year.
How Oregon taxes your paycheck
Oregon payroll withholding depends on taxable wages, federal income tax withheld and the allowances on Form OR-W-4. The 2026 formulas have separate calculations below and above $50,000, plus a federal-tax subtraction that phases out at higher income.
Three statewide employee deductions can also apply: Statewide Transit Tax, Paid Leave Oregon and the Workers Benefit Fund. They use different bases. Transit tax follows state taxable wages, Paid Leave uses gross wages before pretax deductions, and the Workers Benefit Fund is charged per hour worked.
| Item | 2026 rule |
|---|---|
| Income withholding marginal rates | 4.75%, 6.75%, 8.75%, 9.9%; published formula offsets also apply |
| Formula bracket boundaries (BASE) | Single: $4,550 / $11,400 / $125,000; married-size table: $9,100 / $22,800 / $250,000. Different offsets apply below $50,000 of annual taxable wages. |
| Standard payroll deduction | $2,910 single; $5,820 married or single with 3+ allowances |
| Allowance credit | $263 each, subject to income cutoff |
| Federal income-tax subtraction | Up to $8,750, phased out by annual taxable wages |
| Statewide Transit Tax | 0.1% of state taxable wages |
| Paid Leave employee share | 0.6% of gross wages up to $184,500 |
| Workers Benefit Fund employee share | $0.009 per hour worked |
These are employee payroll withholding rules. Your final income tax return may use different deductions, credits or rates.
Oregon take-home pay examples
Compare three salaries with the same calculator. These examples update with your filing status, pay frequency and benefits settings.
| Annual salary | Annual take-home | Average paycheck |
|---|---|---|
| $40,000.00 | $31,324.65 | $1,204.79 |
| $75,000.00 | $55,994.53 | $2,153.64 |
| $120,000.00 | $83,231.03 | $3,201.19 |
Single, biweekly pay, no 401(k), health premium or extra federal withholding, and the state defaults shown above. Local wage taxes are excluded from these illustrations.
Common paycheck questions
Why is a low-income estimate unavailable?
With a withholding statement, the published 2026 computer formula starts at a BASE of zero. If wages minus the allowed federal withholding subtraction and payroll standard deduction are negative, this calculator does not guess a tax. Use the Oregon DOR calculator linked above. Without a statement, the separate 8% rule applies. An unavailable estimate is not a zero-tax result.
Does Oregon deduct federal tax before calculating state withholding?
Yes. It subtracts federal income tax withheld up to the 2026$8,750 ceiling, with lower ceilings at higher incomes. FICA is not included in that subtraction.
Is Statewide Transit Tax 0.2% in 2026?
No. The current official guidance says continue withholding 0.1% after Measure 120 failed.
Why does this ask for hours even when I am salaried?
The Workers Benefit Fund employee share is 0.9 cents per hour worked in 2026. The default 2,080 hours is only an estimate; actual covered hours can differ.
Do local Portland-area taxes apply automatically?
No. Confirm none apply or enter your known total local withholding. State selection cannot establish local residence, work location or local-tax elections.
How accurate is this Oregon paycheck calculator?
It estimates regular wages using official 2026 withholding rules and the assumptions shown. Bonuses, multiple jobs, credits, employer plans and year-to-date pay can change actual checks. Compare the result with your pay stub and withholding certificates.
Are my salary details stored?
No. The calculation runs in your browser. Your entries are not sent to a calculation server, saved to local storage or used for advertising.
Official sources & last update
Rules reviewed on October 23, 2026. The linked agencies publish the authoritative rules. This website independently implements them; it is not an agency service.
- Oregon DOR:2026 withholding formulas, authoritative tables pages 6-7
Retrieved 2026-10-23 - Oregon DOR: current Statewide Transit Tax, Measure 120 did not pass
Retrieved 2026-10-23 - Paid Leave Oregon:2026 employee contribution rate and cap
Retrieved 2026-10-23 - Oregon DAS: Paid Leave gross wages before pretax deductions
Retrieved 2026-10-23 - Oregon agencies: 2026 combined payroll instructions, standard deductions PDF p6 and WBF employee half PDF p17
Retrieved 2026-10-23 - Oregon DOR: withholding calculator and payroll versus final-return guidance
Retrieved 2026-10-23 - IRS Publication 15-T (2026), Worksheet 1A and annual standard withholding schedules
Retrieved 2026-10-23 - IRS Revenue Procedure 2025-32, sections 3.01 and 3.14 (2026 brackets and standard deduction)
Retrieved 2026-10-23 - SSA Contribution and Benefit Base, 2026 row
Retrieved 2026-10-23 - IRS Publication 15 (2026), sections 9 and 15 (FICA, Additional Medicare and traditional 401(k))
Retrieved 2026-10-23 - IRS qualified cafeteria-plan benefit tax treatment
Retrieved 2026-10-23 - IRS 2026 401(k) contribution limits
Retrieved 2026-10-23
Found a discrepancy? Compare the displayed assumption with the linked schedule and your pay stub. Until it is resolved, use your employer’s payroll calculation or consult a qualified tax professional.