Your work. Your state. Your take-home.
Virginia paycheck calculator 2026
See what lands in your bank account. Estimate Virginia take-home pay after federal and state taxes and your benefits.
Your pay details
2026 tax yearEstimated take-home pay
Average per paycheck - every 2 weeks
Current 2026 rules projected over a full year.
This is a full-year average. Actual checks can change when Social Security or state wage caps are reached, or Additional Medicare withholding begins.
IRS, SSA and state agency rules, linked below.
Employee taxes and benefits shown separately.
Steady wages projected over a full year.
How Virginia taxes your paycheck
Virginia payroll withholding uses four brackets from 2% through 5.75%. The employer formula subtracts a fixed $8,750 annual payroll deduction plus exemptions claimed on Form VA-4.
The payroll formula uses the same base deduction for single, married and head-of-household employees. A joint tax-return standard deduction is not automatically subtracted from each spouse's paycheck.
| Annual wages after payroll deductions | Withholding calculation |
|---|---|
| $0-$3,000 | 2% |
| $3,000-$5,000 | $60 + 3% above $3,000 |
| $5,000-$17,000 | $120 + 5% above $5,000 |
| Over $17,000 | $720 + 5.75% above $17,000 |
| Payroll deductions | $8,750 + $930 per E 1 exemption + $800 per E 2 exemption |
These are employee payroll withholding rules. Your final income tax return may use different deductions, credits or rates.
Virginia take-home pay examples
Compare three salaries with the same calculator. These examples update with your filing status, pay frequency and benefits settings.
| Annual salary | Annual take-home | Average paycheck |
|---|---|---|
| $40,000.00 | $32,834.10 | $1,262.85 |
| $75,000.00 | $58,094.10 | $2,234.39 |
| $120,000.00 | $87,164.10 | $3,352.47 |
Single, biweekly pay, no 401(k), health premium or extra federal withholding, and the state defaults shown above.
Common paycheck questions
Does married status automatically double the Virginia payroll deduction?
No. The withholding formula uses $8,750 plus the exemptions claimed on Form VA-4, regardless of federal filing status.
What do the two exemption inputs mean?
Regular personal and dependent exemptions reduce annual wages by $930 each. Additional age or blindness exemptions reduce annual wages by $800 each.
How accurate is this Virginia paycheck calculator?
It estimates regular wages using official 2026 withholding rules and the assumptions shown. Bonuses, multiple jobs, credits, employer plans and year-to-date pay can change actual checks. Compare the result with your pay stub and withholding certificates.
Are my salary details stored?
No. The calculation runs in your browser. Your entries are not sent to a calculation server, saved to local storage or used for advertising.
Official sources & last update
Rules reviewed on October 23, 2026. The linked agencies publish the authoritative rules. This website independently implements them; it is not an agency service.
- Virginia Tax: employer withholding instructions, formula effective July 2025 and later
Retrieved 2026-10-23 - Virginia Tax: current withholding forms index
Retrieved 2026-10-23 - Virginia Tax: general wage withholding conformity
Retrieved 2026-10-23 - IRS Publication 15-T (2026), Worksheet 1A and annual standard withholding schedules
Retrieved 2026-10-23 - IRS Revenue Procedure 2025-32, sections 3.01 and 3.14 (2026 brackets and standard deduction)
Retrieved 2026-10-23 - SSA Contribution and Benefit Base, 2026 row
Retrieved 2026-10-23 - IRS Publication 15 (2026), sections 9 and 15 (FICA, Additional Medicare and traditional 401(k))
Retrieved 2026-10-23 - IRS qualified cafeteria-plan benefit tax treatment
Retrieved 2026-10-23 - IRS 2026 401(k) contribution limits
Retrieved 2026-10-23
Found a discrepancy? Compare the displayed assumption with the linked schedule and your pay stub. Until it is resolved, use your employer’s payroll calculation or consult a qualified tax professional.