Your work. Your state. Your take-home.
South Carolina paycheck calculator 2026
See what lands in your bank account. Estimate South Carolina take-home pay after federal and state taxes and your benefits.
Your pay details
2026 tax yearEstimated take-home pay
Average per paycheck - every 2 weeks
Current 2026 rules projected over a full year.
This is a full-year average. Actual checks can change when Social Security or state wage caps are reached, or Additional Medicare withholding begins.
IRS, SSA and state agency rules, linked below.
Employee taxes and benefits shown separately.
Steady wages projected over a full year.
How South Carolina taxes your paycheck
South Carolina's payroll calculation uses the 2026 WH-1603F formula currently linked by the Department of Revenue: 0%, 3%, and 6% withholding brackets after applicable allowances and a payroll standard deduction.
Act 110 changed the 2026 final income-tax calculation. Information Letter 26-20 describes different tax-return rates and says withholding tables will be adjusted. This page follows the payroll formula the department currently publishes, so withholding here must not be read as the final 2026 South Carolina tax bill.
| Item | 2026 rule |
|---|---|
| Published withholding taxable wages below $3,640 | 0% |
| $3,640 to below $18,230 | 3% of excess over $3,640 |
| $18,230 and above | $437.70 + 6% of excess over $18,230 |
| SC W-4 personal allowance | $5,000 each |
| Standard deduction with 1+ allowances | 10% of payroll wages, capped at $7,500 |
| Act 110 final tax-return rates | Separate 1.99% / 5.21%; not the published payroll formula |
These are employee payroll withholding rules. Your final income tax return may use different deductions, credits or rates.
South Carolina take-home pay examples
Compare three salaries with the same calculator. These examples update with your filing status, pay frequency and benefits settings.
| Annual salary | Annual take-home | Average paycheck |
|---|---|---|
| $40,000.00 | $33,116.10 | $1,273.70 |
| $75,000.00 | $58,498.60 | $2,249.95 |
| $120,000.00 | $87,456.10 | $3,363.70 |
Single, biweekly pay, no 401(k), health premium or extra federal withholding, and the state defaults shown above.
Common paycheck questions
Why does the calculator still show a 6% top withholding bracket?
That is the current WH-1603F payroll formula linked by SCDOR as checked on October 23, 2026. Act 110 changed final tax-return rules; paycheck withholding and final tax liability are different calculations.
What happens if my SC W-4 claims zero allowances?
The official payroll formula applies no $5,000 personal allowance and no 10% standard deduction when zero allowances are claimed.
How accurate is this South Carolina paycheck calculator?
It estimates regular wages using official 2026 withholding rules and the assumptions shown. Bonuses, multiple jobs, credits, employer plans and year-to-date pay can change actual checks. Compare the result with your pay stub and withholding certificates.
Are my salary details stored?
No. The calculation runs in your browser. Your entries are not sent to a calculation server, saved to local storage or used for advertising.
Official sources & last update
Rules reviewed on October 23, 2026. The linked agencies publish the authoritative rules. This website independently implements them; it is not an agency service.
- SCDOR: current 2026 payroll withholding formula WH-1603F, revision November 4 2025
Retrieved 2026-10-23 - SCDOR: current withholding forms publication list, checked October 23 2026
Retrieved 2026-10-23 - SCDOR Information Letter 26-20: tax-return reform and withholding update notice
Retrieved 2026-10-23 - IRS Publication 15-T (2026), Worksheet 1A and annual standard withholding schedules
Retrieved 2026-10-23 - IRS Revenue Procedure 2025-32, sections 3.01 and 3.14 (2026 brackets and standard deduction)
Retrieved 2026-10-23 - SSA Contribution and Benefit Base, 2026 row
Retrieved 2026-10-23 - IRS Publication 15 (2026), sections 9 and 15 (FICA, Additional Medicare and traditional 401(k))
Retrieved 2026-10-23 - IRS qualified cafeteria-plan benefit tax treatment
Retrieved 2026-10-23 - IRS 2026 401(k) contribution limits
Retrieved 2026-10-23
Found a discrepancy? Compare the displayed assumption with the linked schedule and your pay stub. Until it is resolved, use your employer’s payroll calculation or consult a qualified tax professional.